At Smiles Dental Spa Tracy, we work with a wide range of dental insurance providers to make quality dental care accessible and affordable for patients of all ages. Our team helps you maximize insurance coverage for preventive, restorative, and cosmetic dental services treatment plans, ensuring a high-quality, healthy smile.
We proudly serve as a trusted Tracy dentist dental office, continually advancing our education to deliver the latest treatments and expert guidance for your oral health.
Below is a list of many Smiles Dental Spa insurance plans we accept. If you don’t see your provider listed or have questions about coverage, please call our office at (209) 585-1475 for assistance.
															
															Insurance-Friendly Practice

We verify your eligibility and insurance coverage before treatment begins.

We file claims on your behalf to streamline the reimbursement process.

Our team helps you understand your copayments, deductibles, and coverage limits.

We advise on dental services treatment plan options that align with your benefits.

We also provide flexible financing options for any costs not covered by insurance.
															If you do not currently have dental insurance accepted in Tracy, CA, or need additional coverage, ask us about our in-house membership plans and affordable financing solutions, including CareCredit and Cherry Financing. These plans support timely access to necessary dental procedures and help maintain long-term oral health.

CareCredit is a popular healthcare credit card that allows patients to pay for dental treatments over time. Ask our staff to help you apply for CareCredit and choose a plan that fits your budget and long-term treatment plan.

We also partner with Cherry Financing to provide fast, easy-to-use financing plans with low or zero interest rates. Cherry Financing empowers you to receive timely care while managing costs conveniently for your teeth and gums.
At Smiles Dental Spa, we understand that dental insurance can sometimes be confusing. Here are answers to common questions to help you get the most from your benefits:
Most dental plans emphasize preventive care and cost-sharing:
Check your insurance provider’s website or mobile app to find participating dentists in your area. Using an in-network Tracy dentist dental office like Smiles Dental Spa helps you maximize benefits and reduce out-of-pocket costs.
A deductible is the amount you pay out of pocket before your dental insurance begins to pay on covered services. Deductibles commonly range from $50 to $150 annually.
Coinsurance is the percentage of dental costs you share with your insurer. For example, 80% coverage means the insurance pays 80% and you pay 20%.
Your dental insurance will pay up to a certain dollar amount annually—typically between $500 and $2,500—for covered dental procedures. After reaching that maximum, you pay 100% of additional costs until the policy resets.
Some insurance plans impose waiting periods for certain procedures, especially major ones. Preventive services often have no waiting period.
If you have coverage through more than one plan, these may coordinate benefits to cover more of your dental expenses. Inform our staff about all coverage you have.
We provide flexible payment options, membership plans, and financing solutions like CareCredit and Cherry to help you receive high-quality dental services affordably.
Our knowledgeable team at Smiles Dental Spa Tracy is here to help you understand Smiles Dental Spa insurance plans and make your care affordable. Call us at (209) 585-1475 to speak with a financial coordinator.


1431 N Tracy Blvd
Tracy, CA 95376